What details are needed before the policy cover? – The trailer value and type are obvious requirements, but some insurers might ask for legal fittings that meet trailer regulations, driving record and the use of the trailer whether it is for personal use or business.

Even if it’s not a legal requirement to insure a horse trailer, you definitely will feel safer when you have the policy in place. A careful check on the policy you are about to get will help you make the best decision.

– Most horse trailer cover against theft, accidental damage and loss of the trailer. The more the policy covers the better it is so always check to see where you are covered.

Just because an insurance policy covers your horse trailer does not necessarily mean that it covers the contents of the trailer. Find out whether your insurance covers the trailer contents or not and how comfortable you are with that.

Horse trailers make very good transportation items and just like an automobile, you should consider insuring your horse trailer. Luckily there are very good horse trailer insurance policies that will offer you the necessary cover against damages and theft or even loss.

Horse trailers make very good transportation items and just like an automobile, you should consider insuring your horse trailer. Luckily there are very good horse trailer insurance policies that will offer you the necessary cover against damages and theft or even loss. – Most horse trailer cover against theft, accidental damage and loss of the trailer. Just because an insurance policy covers your horse trailer does not necessarily mean that it covers the contents of the trailer. On site insurance covers the trailer while at home, whereas a travelling insurance covers it on the road.

Are there security requirements? – Horse trailer theft cover sometimes comes with security requirements such as the installation of anti-theft wheel clamps to help prevent theft cases. Some companies do not value wheel lock, wheel bar and hitch locks or chains and padlocks making it very important to check with your insurer about such requirements when getting the insurance cover.

When is the trailer covered? On site insurance covers the trailer while at home, whereas a travelling insurance covers it on the road.

What about excess? – The excess can be defined as the contribution you are required to pay toward claim costs and policy schedules have this well indicated. There are very good insurance companies that do not charge excess, but some will so be sure to ensure and check that you are comfortable with all policy terms.

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